Miss Rakhee Nayar treats both insured and self-paying patients for Mohs surgery, skin cancer removal and facial reconstruction.
Women in the UK dual-trained in Mohs and plastic surgery
of 36 patients would recommend Miss Nayar (PHIN, September 2026)
Paying for treatment
Insured or Self-Paying
You can be seen with private medical insurance or as a self-paying patient. Either way, the consultation, surgery and repair are carried out by Miss Nayar herself.
The most important step is the simplest: check with your insurer, or ask for a written quote, before treatment begins. It avoids the unpleasant discovery that a claim has been declined afterwards.
Using insurance
Using Private Medical Insurance
Recognition varies by insurer, by policy and by hospital, so the only reliable answer is the one your own insurer gives you.
Ask your insurer specifically whether Miss Rakhee Nayar is recognised for the procedure you need, at the hospital where it will be carried out.
Any part of a claim your insurer does not cover, including any excess or shortfall, remains payable by you. Your policy documents set out what is included.
Get a GP referral letter that mentions Miss Rakhee Nayar by name.
Contact your insurer to request authorisation and confirm she is recognised under your policy. They will issue an authorisation code.
Book your consultation using the authorisation code.
Where possible, invoices are submitted directly to your insurer.
Self-pay
Paying for Treatment Yourself
You do not need insurance to be seen. Self-pay is available for consultations, Mohs surgery, lesion removal and facial reconstruction.
No Insurance Needed
Self-paying patients are seen for consultations, Mohs surgery, lesion removal and reconstruction.
A Written Quote
A written quote is provided once Miss Nayar has assessed you and knows what is involved.
What Affects the Cost
The procedure, the site of the cancer and the type of reconstruction needed.
How to Ask
Request a quote through the contact form or by calling the clinic on 07740 306144.
Clinical background
Why Patients Choose Miss Rakhee Nayar
With over 20 years of surgical experience, Miss Rakhee Nayar brings training in both skin cancer surgery and plastic surgery to the same operation. The surgeon who checks your margins under the microscope is the same one who plans and carries out the repair.
One Surgeon, Start to Finish
Miss Nayar is one of fewer than 10 women in the UK dual-trained in both plastic surgery and Mohs micrographic surgery.
She chairs the Mohs Surgery Training Interface Group (JCST), the national committee for Mohs fellowship training, and works as a Consultant Plastic Surgeon at Mersey and West Lancashire Teaching Hospitals NHS Trust.
The Dual-Specialist Advantage
This combination means the person who removes your cancer is the same person who plans and carries out the repair. Miss Nayar is accredited as both a Consultant Plastic Surgeon and a Mohs surgeon.
- Cancer removal with every margin checked
- Repair planned by the same consultant
- Clinics in Northwich and St Helens
- Insured and self-paying patients welcome
Training and Appointments
Miss Nayar is a Consultant Plastic Surgeon at Mersey and West Lancashire Teaching Hospitals NHS Trust, and sees private patients at Fairfield Independent Hospital and Circle Cheshire Clinic.
- She chairs the Mohs Surgery Training Interface Group (JCST), the national committee for Mohs fellowship training in the UK.
- She holds an MBChB with Honours and an MD from the School of Cancer Studies at the University of Liverpool.
- She is a Fellow of the Royal College of Surgeons of Edinburgh (FRCS Plast) and holds the European Board of Hand Surgery Diploma (EBHS).
- She is an active member of the British Association of Plastic, Reconstructive and Aesthetic Surgeons (BAPRAS) and the British Medical Association.
What is covered
Treatments for Insured and Self-Pay Patients
Both insured and self-paying patients can be seen for every part of Miss Nayar’s practice. Read more about Mohs surgery, reconstruction and skin lesion removal.
Consultations
Mohs Surgery
Facial Reconstruction
Skin Lesion Removal
Second Opinions
Request an e-Consultation
Miss Nayar offers a convenient e-Consultation service for patients seeking a specialist opinion from across the UK and overseas. This secure digital pathway enables remote assessment of skin lesions and concerns, providing a prompt clinical recommendation.
It is an ideal first step for those considering Mohs surgery or reconstruction before travelling for an in-person appointment.
Step by step
Booking Step by Step
Each step is explained before it happens, so you know what the day involves and what it will cost.
Years of surgical experience
Decide whether you are using insurance or paying yourself.
If insured, get a GP referral naming Miss Nayar and an authorisation code from your insurer.
Book your consultation by enquiry, by phone or online, and confirm which location you will attend.
At the consultation, Miss Nayar assesses you and explains the treatment proposed.
Self-paying patients receive a written quote before any treatment is booked.
Locations
Where You Would Be Seen
Miss Nayar’s main private practice is at Circle Cheshire Clinic in Northwich. She also consults at Fairfield Independent Hospital in St Helens. Please confirm the location when booking, as this can affect your insurer’s authorisation.
Circle Cheshire, Northwich
Miss Nayar’s main private practice and Mohs list. Read more
Fairfield Independent Hospital
In Crank, St Helens, closer for many patients from Merseyside. Read more
Patient Reviews
Read what patients say about their treatment with Miss Nayar. Read more
Book a Consultation
Send an enquiry and Miss Nayar’s team will be in touch. Read more
Before you book
Questions to Ask Your Insurer
One phone call before booking avoids most problems with a claim. These are the questions worth asking.
- Is Miss Rakhee Nayar recognised under my policy?
- Is the procedure I need covered, including Mohs surgery and reconstruction?
- Is the hospital where I will be treated covered?
- Do I need a GP referral, and must it name her?
- What is my excess, and could there be a shortfall?
- What authorisation code do I need before booking?
In Patients' Words
Patients Feedback
What Our Patients Say
Concerned About Skin Cancer?
Book a Specialist Assessment
Early assessment usually means a smaller operation and a simpler repair. Contact Miss Rakhee Nayar’s clinic for an assessment by a consultant dual-trained in Mohs and plastic surgery.
or Call Us Now
07740 306144
Circle cheshire Clinic
The Courtyard, Hall Ln, Wincham, Northwich CW9 6DG, United Kingdom
07740 306144
contact@mohssurgeon.co.uk
Schedule Your Visit
Where to See Miss Nayar
Miss Rakhee Nayar provides specialist Mohs and reconstructive surgery at Circle Health Cheshire Clinic. This modern, private facility offers expert care in a discreet environment for patients across Cheshire and the North West.
Frequently Asked Questions
We're Always Here to Help You
Do I need insurance to be seen?
No. Self-pay is available for consultations, Mohs surgery, lesion removal and facial reconstruction.
How much will it cost?
Costs depend on the procedure, the site and the reconstruction required, so a written quote is provided once Miss Nayar has assessed you and knows what is involved.
Do I need a GP referral?
Insurers usually require one, and it should mention Miss Nayar by name. Self-paying patients can book directly, though a referral letter is helpful if you have one.
What if my insurer does not cover everything?
Any part of a claim your insurer does not cover, including any excess or shortfall, remains payable by you. Your policy documents set out what is included.
Are invoices sent to my insurer?
Where possible, invoices are submitted directly to your insurer once treatment has been authorised.
Does the location affect my claim?
It can. Recognition varies by hospital as well as by insurer, so confirm the location when booking and check it with your insurer.